Water Damage
Plumbing leaks, backups, water intrusion and resulting property damage.
Property damage right now? Document it, prevent further damage, then call us before the carrier’s adjuster arrives: 973-668-4383Property damage? Call us before the carrier’s adjuster arrives.
KEYSTONE ADJUSTING WE FIGHT. YOU RECOVER.
Free Claim Review 973-668-4383
New Jersey Public Adjusters
Fire damage? Your insurance company has an adjuster. So should you.
Speak With a Licensed New Jersey Public Adjuster.
Fire and smoke claims are among the most disputed in New Jersey. We document the full loss – structure, contents, and smoke migration – and handle the claim work from inspection to settlement.
Licensed Public Adjusters No Recovery, No Fee We Represent Policyholders
Free Claim Review
Tell us the basics – a licensed NJ adjuster calls you back.
No cost. No obligation. Your information is never shared.
FAPIA Proud Member 
NAPIA Member ★★★★★
5.0 on Google Every published review, 5 stars
Licensed Public Adjusters NJ Public Adjuster License No. 3002183588
Property Claims
What Type of Damage Are You Dealing With?
Keystone assists policyholders with a wide range of residential and commercial property insurance claims.
Fire & Smoke
Fire, soot, smoke migration and related property damage.
Storm & Wind
Wind, hail and storm-related building damage.
Roof Damage
Roof damage, leaks and resulting interior water intrusion.
Frozen / Burst Pipes
Frozen plumbing, pipe failures and resulting water damage.
Denied or Underpaid
Review the carrier’s position, scope and payment.
We Represent You
We Handle the Claim. You Focus on Recovery.
Property insurance claims can become complicated quickly. Keystone works for the policyholder, documents the loss and presents the claim to the insurance company.
- Document and scope property damage
- Prepare and present the insurance claim
- Communicate and negotiate with the insurer
- Review denied, delayed or underpaid claims
- Coordinate claim documentation and supporting experts
The Process
How It Works
A simple process designed to help you understand the claim and determine the next step.
1
Free Claim Review
Tell us what happened and where the insurance claim currently stands.
2
Damage Assessment
We inspect and document the property damage and identify claim issues that need to be addressed.
3
Claim Presentation
We prepare, present and negotiate the property claim with the insurance company.
★★★★★
“Worked with Ashlan and Josh and they were very wonderful in this process and super helpful!!”
— Madison Bever · Google Review · New Jersey
Real Clients. Real Recoveries.
New Jerseyans Who Called Us First.
Every review below is a real Google review from a Keystone client.
★★★★★
“Great experience working with Keystone adjusting. Got maximum reimbursement and they were a pleasure to work with!”
— aaron krupnik · Google Review
★★★★★
“Got to work with Ashlan and she made the insurance process super easy!”
— James Wood · Google Review
Frequently Asked Questions
Questions About Your Claim?
What does a public adjuster do?
A public adjuster represents the policyholder in the property insurance claim. Keystone documents the loss, prepares claim materials and communicates with the insurance company on the policyholder’s behalf.
Can Keystone review a claim that has already been paid?
Yes. If you believe a property claim was underpaid, Keystone can review the claim information and discuss whether additional issues may need to be addressed.
What if my property claim was denied?
Keystone can review the claim circumstances, available documentation and the insurance company’s stated position to help determine the appropriate next step.
How do I get started?
Call Keystone or submit the free claim-review form below.
Talk to Keystone
Not Sure What Your Claim Is Worth?
Request a free claim review. We’ll discuss the property loss, the insurance company’s response and what your next practical step may be.
Free initial review Licensed public adjuster Policyholder representation
No cost. No obligation. Your information is never shared.