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Does Home Insurance Cover Roof Leaks and Flooded Basements in New Jersey and Pennsylvania?

When unexpected water damage strikes, homeowners in New Jersey and Pennsylvania often ask the same question: Does home insurance cover roof leaks or flooded basements? The answer depends on what caused the damage, and how your...

Why Public and Licensed Insurance Adjusters Matter in New Jersey and Pennsylvania

When disaster strikes, whether it’s storm damage, fire, water intrusion, or another unexpected loss, filing an insurance claim can feel overwhelming. Policies are packed with complicated language, exclusions, and technical details. That’s where public insurance adjusters...

Why Do I Need A Public Adjuster?

When your home or property suffers damage, the last thing you want to deal with is a complicated, confusing insurance process. Yet for many property owners, that’s exactly what happens. You file your claim expecting coverage—only...

What’s the Difference Between a Public Adjuster and an Insurance Company Adjuster?

When your home or business suffers damage, you're counting on your insurance policy to protect you. But what most people don’t realize is that not all adjusters work with your best interest in mind. There’s a...

Is A Public Adjuster Worth It? Here’s What You Should Know.

Filing an insurance claim after property damage can be overwhelming. Between deciphering policy language, documenting losses, and negotiating with insurers, it's easy to feel outmatched. This is where a public adjuster steps in. But is a...

How Much Does a Public Adjuster Charge in New Jersey?

If you're navigating a property insurance claim in New Jersey, hiring a public adjuster can be a strategic move. These licensed professionals advocate on your behalf, ensuring you receive a fair settlement. But a common question...

Fire Damage Ocean County NJ: Insurance Claim Help

​In April 2025, Ocean County, New Jersey, faced one of its most devastating wildfires in decades. The Jones Road Wildfire, ignited in the Greenwood Forest Wildlife Management Area, rapidly expanded to over 15,000 acres, threatening approximately...

How to Get the Most Money for Your Home Damage Claim

Dealing with home damage from fire, water, or other disasters can be overwhelming. On top of the stress of repairs, navigating the insurance claim process is no small feat. At Keystone Adjusting, we’re here to simplify...

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