How to Get the Most Money for Your Home Damage Claim

Dealing with home damage from fire, water, or other disasters can be overwhelming. On top of the stress of repairs, navigating the insurance claim process is no small feat. At Keystone Adjusting, we’re here to simplify this process and help you get the compensation you deserve. Let’s walk through how to approach an insurance claim for home damage and why hiring a public adjuster can make all the difference.

Step 1: Assess the Damage Thoroughly

After a fire, flood, or storm, the first step is to document all the damage. Take clear photos and videos of every affected area, including structural damage, furniture, and personal belongings. The more evidence you collect, the stronger your claim will be.

Step 2: Understand Your Insurance Policy

Insurance policies are often complicated, full of fine print and exclusions that can impact your payout. It’s crucial to review your policy to understand what’s covered, the limits, and any deductibles. However, this can be a challenge for most homeowners. This is where Keystone Adjusting steps in to decode the policy and ensure you know your rights.

Step 3: File Your Claim

Filing a claim involves more than just filling out forms. It requires detailed descriptions of the damage, repair estimates, and ongoing communication with your insurance company. Without proper expertise, it’s easy to make mistakes or miss deadlines, which could delay or reduce your payout.

Why Hire a Public Adjuster Like Keystone Adjusting?

Handling an insurance claim on your own can be daunting, especially when insurance companies often aim to minimize payouts. Here’s why choosing Keystone Adjusting can maximize your claim:

1. We Advocate for YOU

Unlike insurance adjusters who work for the insurance company, we work for you. Our job is to ensure you receive the full amount you’re entitled to, covering all damages and repair costs.

2. Expertise in Fire, Water, and Storm Damage Claims

With years of experience handling claims for fire, water, storm, and other home damage, we know exactly what documentation, estimates, and evidence your insurance company needs. We identify damages you might overlook and present a strong case for maximum compensation.

3. Stress-Free Process

From filing the claim to negotiating with the insurance company, we handle every step of the process. You don’t have to worry about paperwork, deadlines, or follow-ups, we’ve got it covered.

4. Faster Payouts

We streamline the claims process, ensuring all necessary documentation is submitted promptly and negotiations move forward quickly. This often leads to faster payouts, so you can start repairs sooner.

Common Types of Home Damage We Help With

Fire Damage: Structural repairs, smoke damage, and restoration of personal belongings.
Water Damage: Floods, burst pipes, and leaks.
Storm Damage: Roof damage, broken windows, and debris removal.

Get the Compensation You Deserve with Keystone Adjusting

If your home has been damaged, don’t let the insurance process add to your stress. Keystone Adjusting is here to fight for you, ensuring you get the money you need to restore your home.