Need Help With an Insurance Claim in New Jersey?

Keystone Adjusting is here to protect your rights and pursue the maximum settlement.

Let our licensed public adjusters handle your claim—so you can focus on getting back to normal.

📞 For a FREE Claim Review, Call: 973‑319‑8983

Claim Types

We Represent You — Not Your Insurance Company

Keystone Adjusting’s licensed experts handle wind, snow/ice, water, fire, and mold damage claims across New Jersey. We document, estimate, and negotiate to keep your claim moving—fast.

Keystone Adjusting helped me with my claims when my insurance company denied me saying that my total work was less than my deductible. However, Keystone Public Adjusting made sure I received everything that I was due. I am 100% satisfied and strongly recommend them for any insurance claim. I had an amazing experience with this company overall.

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John Joseph

Happy Customer – NJ

I highly recommend giving Keystone Adjusting a call if you’re going through a home insurance claim. I found Josh online and called when I had a major flood in my house and he was there with me every step of the way. He’s always very quick you respond to any questions or concerns. He really does care about you as his client and will do everything in his power to get you what you deserve.

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Stuart Schnellenberger

Happy Customer – NJ

Keystone adjusting was a pleasure to work with. Josh answered the phone first time I called and sent someone out right away. My insurance company denied my claim and Keystone adjusting managed to get my insurance company to pay me the real cost to repair my house. I have already sent them 5 of my friends that need help with there insurance claims. Highly recommend them as they generally care about helping people.

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Rivky Berkowitz

Happy Customer – NJ

– Our Services

We Specialize in a wide variety of insurance claims

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Nor’easter & Wind Damage

From downed trees to torn shingles, we build a complete claim file and push for full, code‑compliant repairs.

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Frozen Pipe & Water Damage

Burst or leaking pipes? We capture moisture mapping, contents, and hidden damage—then negotiate for full remediation and rebuild.

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Fire & Smoke Damage Claims

We coordinate inspections, estimates, smoke remediation, and temporary housing (ALE) to secure a fair, timely settlement.

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Mold Damage Claims

Mold spreads quickly. We document source, scope, and protocols so insurers cover proper remediation—not just a wipe‑down.

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Roof & Structural Damage Claims

Wind‑lift, impact, or collapse—we itemize roof systems and structural components to make sure the real repair cost is covered.

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Denied or Underpaid Claims

If your claim was denied or low‑balled, we reopen it with new evidence and negotiate for the amount your policy allows.

New Jersey’s Trusted Public Adjusters

We represent you, not the insurance company. From Bergen to Ocean County, our adjusters partner with homeowners and businesses to document damage, coordinate experts, and negotiate fair settlements.

Request FREE Claim Review

Florida Department of Financial Services (DFS)

Denied Claim?

“Not covered” isn’t always the last word. We reassess your loss, gather missing documentation, and challenge improper denials.

How Keystone Adjusting Can Help You?

We work for policyholders—never the insurer. We handle inspection, estimating, documentation, carrier communications, and negotiation from start to finish. No upfront fees; we’re paid as a small percentage of what we recover for you.

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