Your Home Was Damaged.Don’t Let Your Insurer Underpay You.
Keystone Adjusting represents Pennsylvania homeowners — not insurance companies. We document your loss, file your claim, and negotiate every dollar you’re owed. No upfront fees. We only get paid when you do.
Free & No Obligation
Start Your Claim Review Today
🔒 100% confidential. We never share your information. PA License No. 3002183588.
⚠️ Important: Most PA insurance policies have strict deadlines for filing and supplementing claims. The sooner you call, the better your outcome. Call now: (973) 319-8983
How Keystone Adjusting Works for You
We make the claims process clear and stress-free. Here’s exactly what happens when you call us:
Free On-Site Inspection
We visit your Pennsylvania property, document all visible and hidden damage, and review your insurance policy — at no cost, no obligation.
We Build & File Your Claim
We prepare professional documentation, photos, measurements, and repair estimates — then handle all insurer communications on your behalf.
We Negotiate Your Settlement
We push back on low estimates, fight denials, and pursue every dollar your policy allows — so you receive a fair, fully-supported settlement.
We Handle Every Type of Home Damage Claim
From roof leaks to fire damage — if your homeowner’s policy covers it, we fight for the full settlement.
Roof Leak Claims
Ice dams, storm intrusion, and age-related failures. We document thoroughly to prevent delays, denials, or lowball offers.
Water Damage Claims
Burst pipes, appliance leaks, and storm intrusion. We scope drying, demolition, and full rebuild so nothing is missed.
Fire & Smoke Damage
Structural damage, smoke contamination, and suppression water — we document it all to reflect the true cost to restore.
Flood Damage Claims
Complex losses with heavy insurer scrutiny. We help you build a clear, supportable claim including remediation and replacement.
Storm Damage Claims
Heavy storms damage roofs, gutters, siding, and interiors. We document the full scope — including water intrusion and structural issues.
Wind Damage Claims
Insurers often dispute wind claims as “pre-existing.” We identify blow-offs, debris impacts, and resulting infiltration — and fight back.
Hailstorm Damage
Hail compromises roofing, siding, and windows. We document impacts thoroughly and negotiate for full restoration — not cosmetic shortcuts.
Frozen / Burst Pipe Damage
Pipes can flood walls, ceilings, and floors without warning. We document hidden moisture and push back when insurers blame “maintenance.”
We Know Pennsylvania — And We’re Fighting For Its Homeowners
From the rowhouses of Philadelphia to the rolling hills outside Pittsburgh — Pennsylvania’s weather is harsh and insurance claims are complex. Our licensed adjusters know your region’s unique risks and your insurer’s tactics.
🗺️ Pennsylvania Coverage Areas
- Philadelphia, PA
- Pittsburgh, PA
- Allentown, PA
- Bucks County, PA
- Montgomery County, PA
- King of Prussia, PA
- Drexel Hill, PA
- Elkins Park, PA
- Reading, PA
- Erie, PA
- Delaware County, PA
- Chester County, PA
Don’t see your city? Call us — if you’re in PA, we can help.
What Our Clients Say
We’ve helped hundreds of homeowners recover what their insurance company tried to underpay or deny.
My insurance company denied my claim saying the work was less than my deductible. Keystone made sure I received everything I was due. I am 100% satisfied and strongly recommend them for any insurance claim.
I called when I had a major flood in my house and Josh was there with me every step of the way. He’s always very quick to respond to questions or concerns. He really does care about you as his client.
Josh answered the phone first time I called and sent someone out right away. My insurance company denied my claim and Keystone managed to get them to pay me the real cost to repair my house. I’ve already sent 5 of my friends to them.
Your Insurer Has Adjusters Working Against You. We Work For You.
Keystone holds a Pennsylvania Public Adjuster license (No. 3002183588). We are legally authorized to represent you — not the insurer.
If your claim was denied or the estimate feels low, it doesn’t mean it’s over. We review, strengthen, and resubmit with stronger documentation.
We answer our phones. When you call (973) 319-8983, you reach a real adjuster who knows your claim and your situation.
We are paid a percentage of your final settlement — only after you recover. If you don’t get paid, we don’t get paid.
Insurance Companies Count on You Not Knowing Your Rights.
Most PA homeowners accept their insurer’s first offer — unaware it’s often far less than what their policy actually covers. Keystone Adjusting levels the playing field.
Frequently Asked Questions
Pennsylvania homeowners often ask us these questions before making the call.
Don’t Settle for Less Than Your Policy Allows.
Pennsylvania homeowners who work with a licensed public adjuster consistently recover more than those who navigate claims alone. Call Keystone Adjusting today — your first review is free and there’s no obligation.
1820 Chapel Avenue W Suite 300 Cherry Hill, NJ 08002