When disaster strikes, whether it’s storm damage, fire, water intrusion, or another unexpected loss, filing an insurance claim can feel overwhelming. Policies are packed with complicated language, exclusions, and technical details. That’s where public insurance adjusters and licensed insurance adjusters step in.

At Keystone Adjusting, we proudly serve homeowners and business owners throughout New Jersey and Pennsylvania, making sure you don’t face insurance companies alone. Our mission is simple: to fight for the settlement you truly deserve.

What Is a Public Insurance Adjuster?

A public insurance adjuster is your personal advocate in the claims process. Unlike the insurance company’s adjuster, who protects their bottom line, we work exclusively for you, the policyholder. That means our only goal is to ensure your damage is documented correctly, your claim is filed accurately, and your payout reflects the full cost of repairs.

Public insurance adjusters bring expertise, strategy, and negotiation skills to the table, which often results in significantly higher settlements compared to going it alone.

Why Licensed Insurance Adjusters Make the Difference

Not all adjusters are the same. Choosing a licensed insurance adjuster ensures you’re working with a professional who has met strict state requirements, passed examinations, and understands the laws in New Jersey and Pennsylvania.

A licensed insurance adjuster provides peace of mind because you know they’re recognized and regulated by state authorities. At Keystone Adjusting, our adjusters are both licensed and experienced, meaning you’re getting the highest level of service possible.

Common Claims We Handle

Homeowners and businesses in New Jersey and Pennsylvania face unique risks, from coastal storms along the Jersey Shore to winter freezes and urban property issues in Philadelphia. Our public insurance adjusters and licensed insurance adjusters have successfully managed claims for:

• Roof leaks and storm damage

• Fire and smoke damage

• Flood and water damage

• Hail and wind damage

• Mold remediation claims

• Commercial property losses

No matter the type of damage, our team ensures nothing is overlooked in the claims process.

How Keystone Adjusting Supports You

When you choose Keystone Adjusting, you’re not just hiring someone to file paperwork, you’re gaining a partner in one of the most stressful times of home or business ownership. Here’s how we help:

1. Policy Review – We carefully examine your insurance policy so you understand your coverage.

2. Detailed Documentation – We document every detail of your loss to strengthen your case.

3. Claim Negotiation – We deal directly with the insurance company’s adjusters so you don’t have to.

4. Maximized Settlements – Our expertise often leads to larger payouts than what’s initially offered.

This step-by-step approach is why homeowners and business owners across New Jersey and Pennsylvania trust our public insurance adjusters and licensed insurance adjusters to protect their best interests.

Why New Jersey and Pennsylvania Homeowners Need Us

Insurance companies in New Jersey and Pennsylvania are backed by teams of adjusters, attorneys, and financial experts, all working to minimize payouts. Without representation, many policyholders settle for less than they deserve.

By working with public insurance adjusters and licensed insurance adjusters like Keystone Adjusting, you level the playing field. We’re on your side from start to finish, ensuring your claim reflects the true cost of repairs, replacements, and recovery.

Final Thoughts

Dealing with an insurance claim doesn’t have to be a stressful battle. With Keystone Adjusting’s public insurance adjusters and licensed insurance adjusters, you have a trusted team by your side every step of the way.

If you live in New Jersey or Pennsylvania and need help with a property damage claim, contact Keystone Adjusting today. Let us fight for your rights, and secure the settlement you deserve.